Are you someone who understands the importance of warranty when it comes to owning a car? If so, you’ll want to learn about Credit Acceptance’s Superior Protection Plan. While most new cars come with a limited warranty from the manufacturer, it’s essential to have extended coverage beyond that initial period. With Credit Acceptance, you can rest easy knowing your vehicle is protected by a reliable and reputable company.
Credit Acceptance and Their Customer-Focused Policy
Credit Acceptance Corporation is renowned for its auto financing services. They provide loans to consumers with poor or no credit, allowing them to purchase a vehicle through their unique financing model called the ‘Portfolio Program.’ This program enables consumers who typically wouldn’t qualify for traditional financing to obtain a loan. By working with Credit Acceptance, customers gain access to financing they genuinely deserve.
Now that you have an understanding of Credit Acceptance and their policies, let’s delve into their Superior Protection Plan.
The Range of Warranties Offered by Credit Acceptance
Credit Acceptance offers various warranties, including factory warranties, extended warranties, powertrain warranties, and bumper-to-bumper warranties. Factory warranties are provided by the car manufacturer for a period of three years when you purchase a new car. After that time, it becomes necessary to purchase an extended warranty. The options include bumper-to-bumper warranties, which typically last for three years or 36,000 miles, and powertrain warranties, which extend to five years or 60,000 miles.
With the Superior Protection Plan, you can embark on your journeys with peace of mind. This plan covers more than just accidents; it provides support for any unexpected issues you may encounter on the road. With Credit Acceptance, you gain access to a range of benefits, including ASE (Automotive Service Excellence) certified mechanics, roadside assistance, lockout assistance, rental car support, and towing services.
While a bumper-to-bumper warranty covers most vehicle systems and components, including the engine, transmission, suspension, and electrical system, it doesn’t cover wear and tear items like tires and brakes. On the other hand, a powertrain warranty covers almost all components and systems, including the engine, transmission, drive shaft, differential, and axle. However, it’s important to note that any claims arising from modifications or accidents will be invalid.
Advantages of Credit Acceptance’s Superior Protection Plan
Now that we have covered the basics let’s take a closer look at the advantages of Credit Acceptance’s Superior Protection Plan:
Covers Full Repair Cost (Components and Labor)
With Credit Acceptance’s Superior Protection Plan, they take full responsibility for fixing any issues with your vehicle covered under the warranty agreement. This includes both component repair or replacement and the cost of labor. The only exceptions to this warranty coverage are if the vehicle breaks down due to an accident or improper maintenance.
A Highly Customizable Plan
One of the standout features of Credit Acceptance’s Superior Protection Plan is its high level of customization. You have the flexibility to choose between a bumper-to-bumper warranty or a powertrain warranty. Additionally, you can tailor the plan to meet your specific needs by selecting additional benefits such as trip interruption protection, lockout assistance, roadside assistance, and towing assistance.
Easy, Flexible Payment Terms
Credit Acceptance understands that everyone’s financial situation is unique. That’s why they offer their customers easy and flexible payment options. They believe in tailoring payment plans to meet the individual needs of each customer.
Roadside Assistance
Imagine being stranded on the road with no nearby auto repair center or mechanic. It’s undoubtedly a frustrating situation. However, if you purchase a plan from Credit Acceptance, their roadside assistance program will come to your rescue. ASE certified mechanics will promptly arrive at your location to address the problem. Whether you have a lockout, run out of gas, or need your vehicle towed, Credit Acceptance’s roadside assistance has got you covered.
Unlimited Number of Claims
With Credit Acceptance’s Superior Protection Plan, there is no limit to the number of claims you can make within the warranty period. You can rest assured knowing that you can seek their services whenever you encounter any trouble with your vehicle.
Trip Interruption Protection
Credit Acceptance understands that sometimes trips can be disrupted or cut short due to unforeseen circumstances. Their trip interruption protection services cover the unexpected costs that may arise in such situations. This protection plan helps minimize the financial impact of a trip interruption and provides peace of mind while you travel. Whether it’s covering non-refundable costs like flights and hotels or helping you deal with trip cancellations or delays, Credit Acceptance has you covered.
Lockout Assistance Program
Being locked out of your car can be extremely frustrating and stressful. To avoid this hassle, you can purchase Credit Acceptance’s Superior Protection Plan, which includes lockout assistance. Their expert assistants can help unlock your car without damaging the vehicle or its lock mechanism. In some cases, they can even provide duplicate keys if you’ve lost the originals. Don’t panic if you find yourself locked out; Credit Acceptance has the perfect solution for you.
Rental Car Services
Although Credit Acceptance doesn’t directly provide rental car services, they work with various rental car companies to ensure their customers are taken care of. If your trip is interrupted due to inclement weather or any other reason, they can help you arrange a rental car as an alternative mode of transportation.
Car Towing Arrangements
As a part of Credit Acceptance’s Superior Protection Plan, their roadside assistance program includes towing services. If your vehicle breaks down on the road, their tow service will transport your car to the nearest repair facility or dealer. It’s crucial to familiarize yourself with the specific terms and conditions outlined in Credit Acceptance’s Superior Protection Plan, which may include mileage limits or a specific number of towing services allowed per year.
Credit Acceptance’s Superior Protection Plan is designed to be highly beneficial to their customers, providing comprehensive coverage and peace of mind. With this plan, your journeys will be stress-free and enjoyable. So, whether you’re planning a long road trip or just daily commuting, consider protecting your vehicle with Credit Acceptance’s Superior Protection Plan.
