If you’re in the market for real estate investment in Colorado, look no further than Fairview Commercial Lending. As a trusted local lender based in Denver, Colorado, we offer a variety of loan programs tailored to meet your needs. Whether you’re interested in residential or commercial properties, including ski resorts, condos, agricultural land, or even marijuana-related properties, we have you covered throughout the state. With our extensive experience and expertise, we have established ourselves as the leading provider of hard money loans in Colorado.
Serving the Entire State
A Local Presence, A Statewide Reach
Fairview Commercial Lending is headquartered in Denver, Colorado, nestled in the foothills of this beautiful state. While our office may be in Denver, we proudly serve the entire state, from the bustling city to the mountain towns and everything in between. Whether you’re located in Denver, Boulder, Colorado Springs, or the ski resorts like Breckenridge, Aspen, or Vail, we have successfully closed private loans in every major market and most minor markets across Colorado. Our commitment to delivering excellent service is what sets us apart from the competition.
Expertise and Flexibility
Our focus is on providing non-conventional loans, often referred to as private loans, flash cash loans, bridge loans, fix and flip loans, investor loans, and hard money loans. These loans are designed for situations when traditional banking options are not feasible. As a direct private lender, we assess each loan on its own merits, rather than relying solely on credit scores. With our deep understanding of the local market, we have the knowledge and expertise to structure loans that make sense for you.
Why Choose a Local Expert in Colorado?
Colorado is a unique state with diverse submarkets that require specialized knowledge. Each area, whether it’s Steamboat Springs, Glenwood Springs, Copper Mountain, or Fort Collins, has its own distinct characteristics. To navigate these intricacies successfully, you need a local expert like Fairview. Our team consists of seasoned real estate professionals who live, work, and play in Colorado. We have the insider’s perspective necessary to expedite your loan process and get your transaction closed quickly.
At Fairview Commercial Lending, we take pride in being different from other hard money lenders in Colorado. Unlike our competitors, we lend our own funds and make all decisions in-house, minimizing any red tape that can delay your loan approval. This level of flexibility empowers us to structure loans that align with your unique circumstances. With an average closing time of 5-10 days, we prioritize efficiency without compromising on quality. Moreover, we never charge upfront fees or require appraisals. Our team of experts meticulously underwrites each loan, physically inspecting every property to provide a comprehensive assessment.
Colorado Hard Money / Private Money Lending Guidelines
For a convenient overview, here are the essential lending guidelines we follow at Fairview Commercial Lending:
- Types of Collateral: We accept various types of collateral, including residential investment properties, commercial properties, condos, nightly rentals, ski properties, agricultural properties, and special-purpose properties such as marijuana/cannabis grow and retail.
- Areas Covered: We serve the entire state of Colorado, spanning from Denver and the front range to the mountain towns, ski resorts, and the western slope.
- Minimum Credit Scores: We are an asset-based lender, focusing on the value of the loan collateral rather than credit scores. As a result, there is no minimum credit score requirement.
- Required Documentation: Our underwriting process revolves around the real estate collateral, whether it’s commercial or residential investment real estate. We streamline the loan documentation process, making it easier for you.
- Upfront Fees and Appraisals: At Fairview Commercial Lending, we value transparency. That’s why we never charge upfront fees or require appraisals, simplifying the loan process and saving you money.
- Loan-to-Value: We offer loan-to-value ratios of up to 60% based on the property’s value. For purchases, we lend against the purchase price of the property.
- Loan Term: Our loan terms extend up to 10 years, and we have no prepayment penalties, allowing you the flexibility to manage your investment.
- Colorado Loan Amounts: Our loan amounts range from $50,000 to $2,000,000, depending on the location and property type.
If you’re ready to explore your options and secure a hard money loan in Colorado, don’t hesitate to reach out to our local office directly at 303-459-6061. We are conveniently located at 1153 Bergen Parkway Ste I #227 Evergreen, CO 80439.
Learn More about Colorado Hard Money Loans
For an in-depth understanding of our Denver hard money loans and to access valuable resources, visit our website: Denver Hard Money Loans. You can also find comprehensive information about Colorado hard money loans on our dedicated site: www.ColoradoHardMoney.com.
Our Recent Success Stories
To gain insight into our track record of successful closings in Colorado, take a look at our recent client testimonials and success stories.