Personal Checking: The Ideal Banking Solution for You!
Are you searching for a checking account that offers convenient options and exceptional benefits? Look no further! Community Trust Bank has got you covered. Our checking accounts come with a wide range of features such as a Flex ATM/Debit card, unlimited deposits and withdrawals, Mobile Banking or Internet Banking with a bill payment option, and much more. But wait, there’s more! Introducing our new Community Trust Advantage Checking accounts, designed to meet your specific needs and enhance your banking experience. Discover the advantages of banking with your trusted hometown bank – Community Trust Bank!
Community Trust Basic Checking: Simplicity at Its Best
If you prefer a straightforward checking account, our Community Trust Basic Checking is the perfect choice. With just $100 to open the account, you can enjoy a range of benefits without worrying about any monthly maintenance fees. Experience the freedom of unlimited deposits and withdrawals, including checks, automatic debits, ATM transactions, and FlexCard transactions. You’ll also receive a complimentary welcome pack consisting of 20 checks and 10 deposit slips. As an added convenience, an ATM/debit card and access to Internet Banking are included. Rest assured, we’ve got you covered with monthly statements, which can be conveniently accessed through Internet Banking with no monthly fee for electronic statements. If you prefer paper statements, a small fee of $3.00 applies.
Community Trust Advantage Checking: Maximizing Your Financial Potential
For those seeking more from their checking account, our Community Trust Advantage Checking offers a superior banking experience. To open this account, simply deposit $100, and enjoy a range of exceptional benefits. While a small $7.00 monthly maintenance fee applies, you can avoid it by maintaining a daily ledger balance of $500 or a daily combined balance of $10,000 across your consumer deposit accounts. Similar to our Community Trust Basic Checking, this account allows unlimited deposits and withdrawals, provides a welcome pack, and offers a complimentary ATM/debit card and access to Internet Banking. Additionally, you’ll enjoy a 50% discount on standard personal checks when ordered through Deluxe. With the added perk of monthly statements provided free of charge, you can choose between electronic statements or complimentary paper statements.
Value-Added Benefits: Making Your Life Easier
Our Community Trust Advantage Checking doesn’t stop at basic features. We’ve included a range of value-added benefits to enhance your banking experience further. These benefits include:
- IDProtect®: An identity theft monitoring and resolution service.
- Accidental Death & Dismemberment Insurance: Up to $10,000 coverage.
- Cell Phone Protection: Covers up to $600 for replacement and repair costs.
- Roadside Assistance Service: Get the help you need when you’re stuck on the road.
- Debit Advantage®: Enjoy buyer’s protection and extended warranty on eligible purchases.
- $hopping RewardsTM: Earn rewards while shopping.
- Travel & Leisure Discounts: Access exclusive discounts for your travel and leisure needs.
Community Trust Advantage Plus Interest Checking: Your Money, Your Growth
If you’re looking to grow your savings while enjoying the benefits of a checking account, our Community Trust Advantage Plus Interest Checking is the perfect fit. Start with an initial deposit of $1,000 and enjoy the perks of interest earnings. Although a monthly maintenance fee of $12.00 applies, you can avoid it by maintaining a daily ledger balance of $2,500 or a daily combined balance of $25,000 across your consumer deposit accounts. As with our other checking accounts, you’ll have unlimited deposits and withdrawals, along with a complimentary specialty blue checks. The 50% discount on standard personal checks when ordered through Deluxe is also applicable here. You’ll receive an ATM/debit card, complimentary ATM transactions, and non-CTB ATM fees waived (excluding fees charged by other banks). Internet Banking access is available, and you can choose between electronic statements or complimentary paper statements. Additionally, there are no fees for photocopy requests of checks and paper statements. Enjoy the added convenience of complimentary telephone transfers and cashier’s checks.
Value-Added Benefits: Enhancing Your Financial Security
Similar to our Community Trust Advantage Checking, our Advantage Plus Interest Checking account comes with value-added benefits that provide an extra layer of financial security. These benefits include:
- IDProtect®: Safeguard yourself with an identity theft monitoring and resolution service.
- Accidental Death & Dismemberment Insurance: Receive up to $10,000 coverage.
- Cell Phone Protection: Protect your cell phone with coverage for replacement and repairs.
- Roadside Assistance Service: Stay worry-free with reliable roadside assistance.
- Debit Advantage®: Enjoy buyer’s protection and extended warranty on eligible purchases.
- $hopping RewardsTM: Earn rewards while you shop.
- Travel & Leisure Discounts: Access exclusive discounts for your travel and leisure needs.
Discover the full range of benefits provided by our Community Trust Advantage Checking accounts by clicking here.
Ready to Experience the Community Trust Advantage?
For additional information about the terms and fees that apply, we encourage you to visit your local branch. Our dedicated team will be more than happy to assist you in finding the perfect checking account to suit your needs.
*Monthly maintenance fees may be waived depending on certain conditions. The $3.00 paper statement fee is waived for customers aged 60 or older, as well as for customers with a combined related balance of $10,000.00 or more in personal deposit accounts during the statement cycle. Some benefits require authentication, registration, and activation. For complete details, including the terms of coverage and exclusions, please refer to the account information. The insurance products provided are not insured by the FDIC or any Federal Government Agency. They are not deposits of, or guaranteed by, the bank or any bank affiliate.